Condiciones del servicio

Última actualización: 2026-10-31

Este documento solo está disponible en inglés.

These Terms of Service ("Terms") govern your use of ByeByeBudget, the web application at this website and its API (the "Service"). By creating an account or using the Service you agree to these Terms. If you do not agree, do not use the Service.

1. Who we are

You contract with SMART SHARK s.r.o. ("we", "us", "our") for the use of the Service.

2. The Service

ByeByeBudget is software for recording and reviewing household expenses: payments, categories, recurring bills, groups, balances between household members and overviews. It is provided as a web application (PWA) that runs in a browser and can be installed on a phone or computer. It does not move money, hold funds or connect to your bank.

3. Accounts and households

• You must be at least 16 years old and give a valid e-mail address. You are responsible for keeping your password secret and for activity under your account.
• Every account belongs to a household. Members of a household see the household's shared payments, balances and member names. Payments marked private are visible only to the member who created them.
• The member who invites others is responsible for having their consent to share household data with them.

4. Plans, prices and payment

• The Service has a free plan and a paid Premium plan. Current prices, limits and features are shown on the pricing page. A Premium subscription applies to the whole household.
• Our order process is conducted by our online reseller Paddle.com. Paddle.com is the Merchant of Record for all our orders. Paddle provides all customer service inquiries and handles returns. Payments are subject to Paddle's Buyer Terms.
• Prices include VAT or sales tax where applicable; Paddle calculates the tax based on your country.

5. Subscriptions, renewal and cancellation

• Premium is billed in advance, monthly or yearly, and renews automatically at the end of each period until cancelled.
• You can cancel at any time in the app (Household tab) or through the link in your Paddle receipt. Premium stays active until the end of the paid period; the household then returns to the free plan. Your data is kept, but the free plan's limits apply (for example, only part of the history is shown in the overview).
• We may change prices for future periods. We will tell you by e-mail at least 30 days before a change takes effect, and you can cancel before then.

6. Refunds and right of withdrawal

You can get a full refund within 30 days of any payment, without giving a reason. See the Refund Policy. If you are a consumer in the EU, you also have a statutory 14-day right of withdrawal; our 30-day guarantee covers it in full.

7. Acceptable use

You must not:

• use the Service unlawfully, for fraud, or to store content that infringes the rights of others;
• send spam or abusive invitations;
• attempt to access other households' data, probe or break our security, or overload the Service (including by automated scraping);
• copy, resell or reverse-engineer the Service except as allowed by law.

8. Your data

The data you enter belongs to you (and, for shared payments, to your household). You give us permission to store and process it only to provide the Service to you and your household. You can download all your data and delete your account at any time in the app. How we handle personal data is described in the Privacy Policy.

9. Our intellectual property

We own the Service, its software, design and brand. These Terms give you a personal, non-exclusive, non-transferable right to use the Service for as long as you have an account. No other rights are transferred to you.

10. Availability and changes

We work to keep the Service available and your data safe, but we do not guarantee that the Service will be uninterrupted or error-free. We may improve, change or discontinue features. If we discontinue the Service as a whole, we will give at least 60 days' notice, let you export your data, and refund the unused part of any prepaid subscription.

11. Not financial advice

The Service shows the data you enter. It is not financial, tax or legal advice, and you remain responsible for your financial decisions.

12. Liability

To the extent permitted by law, our total liability arising from the Service is limited to the amount you paid us in the 12 months before the claim. We are not liable for indirect damage or lost profit. Nothing in these Terms limits liability that cannot be limited by law, including for intent, gross negligence, or your mandatory rights as a consumer.

13. Suspension and termination

You may stop using the Service and delete your account at any time. We may suspend or close an account for a material or repeated breach of these Terms, for non-payment, or where there is a security or fraud risk. Where reasonable, we will warn you first and give you a chance to export your data.

14. Changes to these Terms

We may update these Terms. We will announce material changes by e-mail or in the app at least 30 days in advance. If you continue to use the Service after the change takes effect, you accept the updated Terms; if you do not agree, you can cancel and delete your account.

15. Governing law and disputes

These Terms are governed by the law of the Slovak Republic. If you are a consumer, you also keep the protection of the mandatory laws of the country where you live. Please contact us first; we will try to resolve any complaint within 30 days. Consumers can also turn to an alternative dispute resolution body, in Slovakia the Slovak Trade Inspection (www.soi.sk), or to the courts.

16. Contact

Questions about these Terms: hello@byebyebudget.com.